fbpx
813-566-1441 info@spearing.capital
Meeting Your Financial Needs with Working Capital

Meeting Your Financial Needs with Working Capital

Working capital is the cash used to pay current expenses and continue operations. It is calculated as the difference of all current assets (cash, accounts receivable, marketable securities, and inventory) less the current liabilities (short-term debt payments,...
How Does Freight Factoring Work?

How Does Freight Factoring Work?

Businesses in the transportation industry often encounter cash flow difficulties due to slow-paying clients. An effective solution to this dilemma is freight factoring, which provides the funding you need to continue operating and even grow your company while waiting...
Understanding the Risks of Asset-Based Loans

Understanding the Risks of Asset-Based Loans

In the course of running any business, it’s not out of the question that you may seek out asset-based loans at some point. However, it is important to understand the risks that come with doing so.  Not Every Asset Can Be Used As Collateral Be careful when...
How To Get Business Funding For Your Fitness Center

How To Get Business Funding For Your Fitness Center

While starting your fitness center affords you benefits such as independence and flexibility, investing in such a venture will likely set you back about $800,000, a sum that is no small feat for a small business owner. This cost will be crucial in helping you get the...
Tips For Choosing The Best Equipment Leasing Company

Tips For Choosing The Best Equipment Leasing Company

Equipment leasing is now becoming standard as companies seek affordable ways to gain required equipment. There must be a protocol in place to pick a company to lease from instead of simply searching for the lowest rate. Learning how to read the fine print to avoid...