SMALL BUSINESS LOANS (SBA)
Small Businesses Make the World Go ‘Round
At Spearing Capital & Consulting, we believe that small businesses are the backbone of our neighborhoods, towns, and country. That’s why we have become experts in securing financing for companies like yours. If a Small Business Loan would help your company grow and thrive, let’s talk. We are a Preferred Financial Services company, approved by the SBA, and can process your application quickly.
SBA Loan Basics
To be approved for a business acquisition loan, we will take a look at how well your company is managed, as well as its cash flow. We can prequalify you in as little as 48 hours. You’ll enjoy the benefits of no prepayment penalties, 15-year terms, and financing up to 80%. These loans are amortized. You don’t have to worry about any balloon payments.
Property Types
Do you think your business would not qualify because it performs unusual work or fills a niche in the community? At Spearing Capital & Consulting, we take pride in financing loans for the purchase, refinance, or renovation of nearly any type of commercial property. Examples include:
- Child care facilities
- Veterinary practices
- Hotels and motels
- Car washes
- Car repair shops and dealerships
- Gas stations
If you don’t see your business on this list, reach out and talk to us. This is a small sampling of the real estate that we can help you finance with an SBA loan.
Equipment Types
Chances are your business could use some equipment. We can arrange financing to cover just about anything. Laundry or dry cleaning equipment, diagnostic equipment, machine tools, and binding machinery are just a few of the types of equipment for which you can receive a loan. We offer great terms, too, with financing up to 90% over 25 years with full amortization.
Contact Us
Call or email us today and tell us what your small business needs to succeed. We’ll help you get it.