From Ballast Point to Ybor City and all places in between, there are growing opportunities for commercial real estate investors in Tampa, FL. Whether you want to purchase commercial property to lease to businesses downtown, renovate and flip houses around the University of Tampa, launch a new construction project, or if you need financing for something unique, Spearing Capital and Consulting has you covered.

• Auto dealerships and automotive repair
• Childcare and daycare centers
• Convenience stores and gas stations
• Dry Cleaners
• Franchises
• Hotels and motels
• Mixed-use
• Owner-occupied properties
• Office space
• Mobile home parks
• Self-storage
• Veterinary and medical practices

Our conventional loans feature:

• Financing up to $100 million
• Up to 75% LTV
• Terms up to 10 years
• Amortizations up to 30 years

CMBS Conduit Loans

We provide commercial mortgage-backed securities loans with financing up to $50 million for investment properties in the Tampa area. Our CMBS conduit loans feature generous terms up to 30 years and LTV up to 80%, which is much higher than similar loans offered by traditional lending channels.

SBA Loans for Investment Properties in Tampa, FL 

SBA 7a and 504 loans from Spearing Capital and Consulting can be used to purchase, build, renovate, and refinance commercial real estate in the Tampa area. Our SBA loans include: 

• Loan amounts as high as $5,000,000
• Low interest rates
• Full amortizations
• Fixed and variable rate options
• No penalties for prepayment
• Loan-to-value between 80% and 90%
• Prequalifications within 48 hours
• Terms up to 25 years
• No balloon payments

Construction Loans in Tampa, FL 

Spearing Capital and Consulting offers temporary to permanent financing for construction projects of every size in Tampa, FL. Our construction loans are available to borrowers who have equity experience with large or multi-stage projects. 

Bridge Loans for Commercial Properties in Tampa, FL

Bridge loans are some of the most versatile, flexible, and accessible financing solutions for commercial property transactions and projects in the Tampa area. Bridge loans from Spearing Capital and Consulting feature: 

• Financing up to $100 million
• Up to 80% LTV
• Interest-only amortizations
• Low interest rates
• Fast closings

Equity and Mezzanine Loans for Commercial Real Estate

We provide equity and mezzanine loans for transactions that are not a perfect fit for traditional debt-based financing. Our equity and mezzanine loans offer up to $100 million with a debt component that ranks lower on the hierarchy of obligations, giving borrowers more flexibility than traditional loans.

HUD and FHA Loans in Tampa, FL 

Spearing Capital and Consulting offers HUD and FHA loans for a variety of property types in Tampa, FL such as:

• Healthcare facilities
• Managed care
• Multifamily residences
• Senior housing

HUD and FHA loans for commercial real estate in Tampa, FL feature: 

• Financing from $2 million on up to $50 million
• Non-recourse options
• Permanent funding
• Credit enhancements
• Full amortizations
• Low permanent fixed rates
• Fully assumable
• Integrated construction
• Tax exempt financing