Tampa, Florida is home to businesses ranging from niche startups to mom and pop shops on Main Street, manufacturing, healthcare, retail, and everything in between. Spearing Capital and Consulting is based in Tampa, where we provide the most comprehensive SBA loans to help small businesses throughout the area. Spearing Capital and Consulting makes SBA loans accessible to Tampa, FL business owners by cutting through the red tape and offering a direct path to the funding they need. Our SBA loans feature fast approvals, generous terms, and prioritized processing to get you the loans you need, when you need them.

• Commercial property
• Equipment and assets
• Refinancing loans and consolidating debt
• Working capital 

SBA 7a and 504 loans from Spearing Capital and Consulting feature the following benefits:

• Loan amounts as high as $5,000,000
• Low interest rates
• Full amortizations
• Fixed and variable rate options
• No penalties for prepayment
• Loan-to-value between 80% and 90%
• Prequalifications within 48 hours
• Terms up to 25 years
• No balloon payments

SBA Loans for Equipment and Assets for Businesses in Tampa, FL

Having access to the right equipment and machinery helps small businesses improve productivity and take on larger client orders. SBA loans from Spearing Capital and Consulting can be used by businesses in Tampa, FL for acquiring the equipment and assets they need to maintain and grow their operations. Our SBA loans can be used for equipment and assets, including: 

• Binding and printing machinery
• Computers, software licenses, and servers
• Diagnostic and medical equipment
• Dry cleaning and laundry equipment
• Heavy equipment and trucking vehicles
• Manufacturing equipment, tools, and machinery
• Office fixtures and furniture
• Restaurant equipment, appliances, and delivery vehicles

SBA Loans for Commercial Real Estate in Tampa, FL

Spearing Capital and Consulting provides SBA loans that can be used for commercial real estate throughout the Tampa area. SBA loans can be used for a wide range of commercial property types, such as: 

• Auto dealerships and automotive repair
• Childcare and daycare centers
• Convenience stores and gas stations
• Dry Cleaners
• Franchises
• Hotels and motels
• Mixed-use
• Owner-occupied properties
• Office space
• Mobile home parks
• Veterinary and medical practices

SBA Loans from Spearing Capital and Consulting 

For years, Spearing Capital and Consulting has been successfully providing financing solutions to small businesses in Tampa, FL. We understand the needs of local entrepreneurs, as well as the surrounding market cycles to structure loans that are both robust and accessible. As a preferred lender, we also have the ability to expedite SBA loan requests without the long processing times of traditional lending channels.